What you need to remember:


Addressing financial problems for an older adult is complex
because it is not just about dealing with dollars and cents.  It is about dealing with finances, feelings,
and relationships and how their interaction is played out in our use of money.

  • Addressing
         financial problems means paying attention to how our values, attitudes,
         motivations, and expectations are played out in how we use money.
  • If you
         are putting money toward what you value, then you will usually feel a
         sense of satisfaction and accomplishment. 
         But if that money is going toward something you do not value, then
         you will usually experience a sense of frustration and futility.

What you can begin to do:

People often feel several distressing emotions in the
initial stages of a financial crisis. 
Those emotions include helplessness and hopelessness.  Feeling trapped sometimes occurs because you
believe there is nothing you can do to change the situation. 

Acknowledge feelings and reframe the situation.


How you perceive or see a problem or situation affects how
you deal with it.  How much stress you
experience in a situation depends on the intensity of meaning you attach to it.

Reframing is the process of reinterpreting the meaning or significance
of an event.  It means seeing things from
a different perspective.  An example of
changing or reframing priorities is going from “What we are losing is the most
important part of our lives” to “Our family and our health is the most
important part of our lives.

you would like more information about “Managing
a Financial Crisis”
call the Senior LinkAge Line® at 1-800-333-2433.  The Senior LinkAge Line®: A One
Stop Shop for Minnesota Seniors is a free statewide service of the Minnesota
Board on Aging and Area Agencies on Aging.  Specialists provide one-to-one
assistance with helping older adults age well and live well.  Call
1-800-333-2433 for assistance Monday through Friday from 8:00am to 4:30pm or
chat with a specialist online during these hours at®.

“Our Mission is to identify and promote resources which enhance, empower and enrich seniors to be healthy, safe, and engaged citzens”



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